Is mold damage covered by your Florida homeowner’s insurance? The answer is more complicated than you think. Many standard policies cap mold remediation at $10,000, while severe problems can cost far more. This video explains the critical difference between a covered peril, like a burst pipe, and an exclusion, like poor maintenance. We reveal the policy loopholes insurers use to deny claims, such as the ‘ensuing loss’ clause, and outline the exact steps to take to protect yourself, fight a denial, and understand your legal rights as a homeowner, seller, or renter in Florida. Learn more at https://moldremediation.tampabaymold.net/2025/10/01/is-mold-remediation-covered-by-insurance/
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